Money
Money's accessibility operates on a paradoxical dual register. In one sense, money is extraordinarily accessible: even the world's poorest populations participate in monetary systems, however marginally. The average human will interact with money in some form virtually every day of their adult life, making it one of the most universally experienced phenomena in human existence.
Yet this accessibility masks profound inequality. The Global Wealth Report documents that the wealthiest 1% of humanity controls approximately 46% of global assets, whilst the bottom 50% controls merely 1%. Money, while theoretically accessible to all, concentrates in patterns that render meaningful access profoundly unequal. One might encounter money daily whilst remaining effectively excluded from its benefits.
Furthermore, the complexity of modern financial systems creates accessibility barriers invisible to casual observation. Understanding investment, taxation, credit, and financial planning requires education that remains unavailable to billions. Money is everywhere, yet its effective use requires knowledge that functions as a form of gatekeeping. The poor remain poor partly because they lack access to the knowledge that would enable effective money utilisation.
Spider-Man
Spider-Man's accessibility operates through mass media with remarkable democratic efficiency. A child in Lagos can experience Spider-Man content as readily as a child in Los Angeles, assuming access to basic media technology. The character has been translated into virtually every major language, adapted for every major market, and distributed through channels ranging from theatrical release to streaming to bootleg DVD.
This accessibility proves genuinely egalitarian in ways money cannot match. The emotional experience of watching Spider-Man rescue endangered civilians costs the same whether the viewer is a billionaire or a subsistence farmer: effectively nothing, or whatever marginal cost media access represents. Spider-Man provides what economists term non-rival goods, enjoyment that is not diminished by others' simultaneous consumption.
Furthermore, Spider-Man's core value proposition, the moral framework of power and responsibility, requires no financial literacy to comprehend. A six-year-old grasps it immediately; a philosophy professor cannot improve upon it significantly. This cognitive accessibility ensures that Spider-Man's most important offering reaches everyone equally, regardless of education, wealth, or social position. In this narrow but crucial sense, Spider-Man achieves universality that money fundamentally cannot.